What are the Most Important Considerations when Buying a Gun Safe?

What are the Most Important Considerations when Buying a Gun Safe?

  1. Steel thickness
  2. Fire rating of the gun safe. Will the gun safe be on the 1st or 2nd story?
  3. Will the gun safe be installed/anchored to a wood floor or cement floor?
  4. What size gun safe do I really need?
  5. Number of locking bolts and diameter of the locking bolts
  6. Contents value of all items stored within the gun safe - Purchasers should not just rely on a fire rated safe to protect valuables against a burglary. Do you want to insure your gun collection, jewelry or other valuables? Please consider the following burglary ratings and industry guidelines with respect to "Insurable Contents Value" before making a final purchase decision. You should always ask your insurance broker for guidance on content value and insurability before buying a safe or vault, and for recommendations that may result in reductions to your insurance premiums by having a U.L. Listed TL Safe or TL Vault.
  7. Gun Safe Ratings are as follows:
  • U.L. RSC Rated Safe: The safe door has passed a 5 minute tool attack test. Insurance companies may pay up to $5,000.00 in insurable contents value.
  • U.L. TL-30 Rated Safe: The safe or vault door has passed a 30 minute tool attack test. Insurance companies may pay up to $195,00.00 (without an alarm system) and up to $375,00.00 (with an alarm system) in insurable contents value. This test does not include attack to sides or top of safe.
  • U.L. TL-30x6 Rated Safe: The safe or vault door has passed a 30 minute tool attack test. Insurance companies may pay up to $275,00.00 (without an alarm system) and up to $500,00.00 (with an alarm system) in insurable contents value. This test includes attack to all sides of the safe. 
  • U.L. TRTL-30x6 Rated Safe: The safe or vault door and on all sides has passed a 30 minute Torch and Tool test attack. Insurance companies may pay up to $500,00.00 (without an alarm system) and up to $1,000,00.00 (with an alarm system) in insurable contents value. This Torch and Tool test includes attack to all 6 sides of the safe or vault.

What is my budget? Is it a realistic budget?

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