The vast majority of buyers are not familiar with jewelry safe or jewelry vault ratings. Why is it important? You should always ask your insurance broker for guidance on content value and insurability before buying a jewlry safe or jewelry vault, because their recommendations may result in significant reductions in your insurance premiums by having a U.L. Listed TL Vault.
Knowing the value of your present jewelry collection and what your future needs may be relates directly to the burglar resistance of the safe or vault and insurable contents value that you should be considering. Most collectors would not protect a $100,00+ jewelry collection with a safe that is rated to protect their valuables for only 6 minutes (from attack) or a safe that has an insurable contents value of $5,000. The difference in safe or vault pricing, from level of contents insurability, is quite small. To better understand the differences note the U.L.Listings below. Should you have additional questions contact a safe and vault expert.
TL-30 High Security U.L. Listed Vaults: The "Vault Door" successfully resists attack, using common mechanical and electrical hand tools, carbide drills and pressure applying devices or mechanisms and any combination of these means, for a net working time of 30 Minutes. Estimated insurable contents value With an alarm system: $375,000, Without an alarm system: $195,000.
TL-30x6 Ultra High Security U.L. Listed Vaults: The "Vault Door and all 6 Sides of the Body" successfully resists attack, using common mechanical and electrical hand tools, carbide drills and pressure applying devices or mechanisms and any combination of these means, for a net working time of 30 Minutes. Estimated insurable contents value With an alarm system: $500,000, Without an alarm system: $275,000.
TRTL-30x6 Ultimate High Security U.L. Listed Vaults: The "Vault Door and all 6 Sides of the Body" successfully resists attack, using torches, common mechanical and electrical hand tools, carbide drills and pressure applying devices or mechanisms and any combination of these means, for a net working time of 30 Minutes. Estimated insurable contents value With an alarm system: $1,000,000, Without an alarm system: $500,000.
*SPECIAL NOTE: You should always ask your insurance broker for guidance on content value and insurability before buying a safe, and for recommendations that may result in reductions in your insurance premiums by having a U.L. Listed TL Vault.